Home Loans
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Rated 5 from 26 Reviews
With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Rated 5 from 26 Reviews
When it comes to getting a home loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.
When looking at different Home Loan Options, it's important to understand some of the key loan attributes:
Principal and Interest: This is the most common type of home loan. With a principle and interest home loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only home loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate home loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate home loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.
We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to get a home loan, we have the expertise and experience to guide you through the process of finding the right home loan for your needs.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
1. Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
2. Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
3. Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
4. Settlement
You settle on the property, your loan draws-down and you're good to go!
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daniel woods
We have been a client of William now for a couple of years. I could honestly say we wouldn't be anywhere without him. Fantastic and prompt service with every detail explained has made all loan services a breeze. Not to mention the amazing …
GT
Glenn Thomas
What an excellent experience. William was so helpful in his advice. Hoping to refinance, our low loan amount (according to banks) with refinance fees meant a call to the bank, with a few wise words from William, got us a better rate. Did …
RP
Rhuah Pietersen
We worked with Will to consolidate some loans and he was able to get a great rate and our repayments went down by almost half. Highly recommend Will to anyone looking for an honest and reliable broker
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best home loans for our clients.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.
We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right home loan. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
William Bell ABN: 36 886 806 013. Credit Representative #531288 is authorised under Australian Credit License #384704.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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